What percentage of income does the average person save?

5–8% (US)

Money

The US personal saving rate averaged roughly 5 to 8% of disposable income through the 2010s. It jumped to about 32% in April 2020 when lockdowns stopped spending, then fell to a low near 2 to 3% in mid-2022. Germany's household saving rate is usually 10 to 11%; China's exceeds 30%.

Source: US Bureau of Economic Analysis via FRED (2025); OECD household saving rates

Where do you land?

Financial Trajectory

Save 5% and retire in 66 years. Save 50% and it takes 17.

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What is the global median income?~$2,900 / year What percentage of the world lives in extreme poverty?~10% (800 million)How much wealth do the richest 1% own?~47% of all wealth

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What percentage of income does the average person save?

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